Affordable pet insurance for your non-human family member.

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Buying pet insurance has never been easier

Get quality coverage with a flexible monthly plan customized to fit your budget & pets’ needs.


Dr. Doug Kenney of the Pet Insurance Guide Podcast

Mix & match coverage, and build a plan that fits your budget.

Each year, Americans pay over $78 billion toward veterinary care with emergency treatments costing upwards of $1,000 or more! Odie helps pet owners pay for large, out-of-pocket expenses in case their pet suffers a catastrophic health event. Check out some of our plans:

Bite Size
Annual Limit $5,000
Reimbursement 70%
Deductible $500
Fur Friendly
Annual Limit $10,000
Reimbursement 80%
Deductible $350
Annual Limit $25,000
Reimbursement 90%
Deductible $250
Best in Show
Annual Limit $40,000
Reimbursement 90%
Deductible $100
Customize Coverage Your Way
  • Unexpected accidents & illnesses
  • Emergency care & hospital stays
  • Choose your deductible from $50 – $1,000
  • Reimbursement percentages between 70-90%
Optional Benefits Available
  • Office Visits & Exam Fees
  • Take Home Prescription Medications
  • Rehab, Acupuncture, & Chiropractic Care
  • Routine Care Plans

Are you a broker or provider? Head to our broker/provider section for more information.

Minnie was adopted recently and we knew we needed to get pet insurance after we had a traumatic experience with our last foster dog.

After doing a thorough online comparison I discovered Odie offered superior coverage for the lowest cost.  We even had our first claim paid fast and easy after Minnie came down with a urinary tract infection that needed vet attention/meds.  The unparalleled customer service that we received prompted me to write this review and I recommend Odie over other companies without any reservation!

STEVEN F., New York, NY

Visit any licensed vet in the US including emergency pet hospitals & specialty care.

Unlike human health insurance, there are no “networks”. That means you stay with the vet you and your pets love or find someone new.

cat photo

Easily manage pets, submit claims, & update your contact information in our 24/7 customer portal.

Whether you’re an early bird or a night owl, you’ll have 24/7 access to our online portal. We want you to have full transparency into billing, claims, and more.

Get reimbursed fast with Odie’s 5 day claims process.

When your pet is experiencing an emergency, paying big bills adds to the stress. With Odie, rest assured that eligible claims are processed in 5 business days and reimbursements mailed directly to you.

We’re more than an insurance company. Explore our features, and join the pet-loving community.

No breed or age limits.
Shorter waiting periods.
5% Multi-pet discount.
Affordable, customizable plans.
Weekly preventative care tips.
Strategic brand partnerships.
Secure, automated credit card payments.
Claims processed in as little as 24hrs.

Learn about the latest pet care strategies, so you can keep your fur baby happy & healthy.

Pet owners all over the US trust Odie to protect their pets

Plan FeaturesOdieTrupanionNationwideEmbraceHealthy PawsFIGOPumpkinLemonade
Flexible Annual Limitcheck icon check icon check icon check icon check icon check icon check icon check icon
Customizable Deductible & Reimbursement Percentagecheck icon check icon check icon check icon check icon check icon check icon check icon
5 Day Claims Processcheck icon check icon check icon check icon check icon check icon check icon check icon
Wellness/Preventative Care Plans Availablecheck icon check icon check icon check icon check icon check icon check icon check icon
No Upper Age Limits or Breed Restrictionscheck icon check icon check icon check icon check icon check icon check icon check icon
Short Waiting Periodscheck icon check icon check icon check icon check icon check icon check icon check icon

Why affordable pet insurance is so important.

$78 Billion spent on vet care

According to the AMERICAN VETERINARY MEDICAL ASSOCIATION, or the AVMA, American households are home to more than 130 million dogs and cats. We love our pets like family, and like all family members, our furry companions are going to get sick and injured from time to time. The AVMA estimates that the average household expense for veterinary care for dogs and cats is nearly $600 per year. That comes to a total of approximately $78 billion. 

Emergency treatment can cost upwards of $1,000+

All of us who have pets know that vet bills can quickly climb into the range of thousands of dollars if not more. For too many pet owners, these costs come directly out of their pockets, and for too many others, these expenses can lead to excruciating, tragic choices. You need to protect yourself and all of your loved ones with pet insurance.

Up to 90% reimbursed with pet insurance

Affordable pet insurance will help you take care of your pet or pets when – not if – something arises. Pet insurance is a safeguard, much like health insurance in humans, against those unforeseen costs that can be debilitating to families who are working hard just to get ahead. However, unlike human health insurance, as you’ll see below, Odie’s affordable pet insurance program doesn’t limit you in your choices or options. 

Affordable monthly payments

Please take a closer look below at our pet insurance options. Affordable pet insurance will have you sleeping easier knowing that your furry friends are going to get the care they need without you having to face the potential for a terrible choice. Get started with your pet insurance policy today!

Buying Odie for our dog, Winston, was a no brainer.
We’ve seen family & friends spend thousands on major surgeries and emergency vet bills.

It seemed silly not to have a good safety net in place. Our family recommended Odie because of their flexible plans and responsiveness.

BROOKE E., Westlake Village, CA

Winston, CA