How It Works
What is pet insurance?
With the rising costs of better vet care, pet owners are often left with costly bills for unexpected medical expenses. If unable to afford an expensive treatment or procedure, pet owners may find themselves making medical decisions based on finances rather than their pet’s wellbeing.
Pet insurance helps cover out-of-pocket expenses for an unexpected vet bill so you can focus on your pet’s ongoing health.
Odie has you covered.
We offer affordable, tech-based pet health insurance plans for dogs and cats across the U.S.
Customizable Monthly Plans.
With customizable, monthly plans pet owners can easily budget for unexpected medical care and focus on the wellbeing of their pet not on their bank account.
Up to 90% Reimbursed.
Our quick and easy claims process reimburses pet owners up to 90% of covered treatments in as little as 24 hours.
Why is pet insurance so important?
1) Saves You Money
Pet insurance helps protect pet owners against the financial risks of expensive vet care costs.
2) Offers Peace of Mind
Allows pet owners to focus on their pet’s health rather than the cost of the bill.
3) Increases Treatment Options
Pet insurance can pet owners afford life-saving treatments and procedures that may otherwise be out of their budget.
4) Provides Flexibility
Permits pet owners to see any licensed veterinarian in the U.S. including emergency hospitals and specialists.
5) Allows for Better Budgeting
Helps budget the costs of pet care over the course of months rather than in one lump sum.
How It Works
All our plans cover unexpected accidents and illnesses – from emergency care and hospitalization to diagnostic tests and medications.
What ODIE Covers
We are determined to create a pet insurance product that offers greater coverage and a better claims process. With over 30 years of insurance experience, we aim to be recognized as one of the top pet insurance brands in the U.S.
What’s Not Covered
Frequently Asked Questions
Who should buy pet insurance?
Buying pet insurance is a personal choice and dependent on each individual’s financial position. People who would rather save for a rainy-day fund may not feel comfortable purchasing insurance. We respect that. We also know that many pet owners end up with large medical bills before they’ve been able to save enough money to cover them. Our two cents is if a pet owner is worried about being able to afford an $800-$5,000 unexpected vet bill, they should consider pet insurance. As more and more people consider pets part of their families, pet insurance especially helps those who would do whatever it takes to keep their pets healthy and happy.
When should I buy pet insurance?
Ideally, pet owners should enroll their dog or cat the moment they bring their new pet home. Pet insurance does not cover pre-existing conditions. Enrolling a pet before any new or unrelated issues start to occur will help ensure your pet is eligible for ongoing coverage. Odie customers can enroll any pet breed starting at just 7 weeks old; there are no upper age limits.
My pet is already sick or injured. Can pet insurance help?
Pet insurance, as with all insurance, is for unexpected accidents and/or illnesses. Unfortunately pet insurance does not cover pre-existing conditions. However, getting coverage for your pet will cover most future accidents and illnesses should something happen.
Have more questions? Check out our FAQs page.