How It Works

Customizable pet plans that won’t break the bank.

Your fur ball isn’t a one-size-fits-all kind of pet. Why should their pet insurance be? We’re determined to provide dogs & cats with complete coverage tailored to fit your budget, not the other way around.

What is pet insurance?

With the rising costs of better vet care, pet owners are often left with costly bills for unexpected medical expenses. If unable to afford an expensive treatment or procedure, pet owners may find themselves making medical decisions based on finances rather than their pet’s wellbeing.

Pet insurance helps cover out-of-pocket expenses for an unexpected vet bill so you can focus on your pet’s ongoing health.

Odie has you covered.

Affordable Options.

We offer affordable, tech-based pet health insurance plans for dogs and cats across the U.S.

Customizable Monthly Plans.

With customizable, monthly plans pet owners can easily budget for unexpected medical care and focus on the wellbeing of their pet not on their bank account.

Up to 90% Reimbursed.

Our quick and easy claims process reimburses pet owners up to 90% of covered treatments in as little as 24 hours.

Why is pet insurance so important?

1) Saves You Money
Pet insurance helps protect pet owners against the financial risks of expensive vet care costs.

2) Offers Peace of Mind

Allows pet owners to focus on their pet’s health rather than the cost of the bill.

3) Increases Treatment Options

Pet insurance can pet owners afford life-saving treatments and procedures that may otherwise be out of their budget.

4) Provides Flexibility

Permits pet owners to see any licensed veterinarian in the U.S. including emergency hospitals and specialists.

5) Allows for Better Budgeting

Helps budget the costs of pet care over the course of months rather than in one lump sum.

How It Works

All our plans cover unexpected accidents and illnesses – from emergency care and hospitalization to diagnostic tests and medications.

Choose Your Pet’s Plan

Annual Limit$25,000
Annual Deductible$250

Optional Coverage Available:

  • Office Visits/Exam Fees
  • Rehab, Acupuncture, Chiropractic Care
  • Take Home Prescriptions
  • Routine Care

Submit Your Vet Bill

Vet Bill$1,600
Copay (10%)-135

Get Reimbursed

Vet Bill$1,600
You Pay-$385
Odie Pays$1,215

What ODIE Covers

We are determined to create a pet insurance product that offers greater coverage and a better claims process. With over 30 years of insurance experience, we aim to be recognized as one of the top pet insurance brands in the U.S.

What’s Covered

Accidents & Injuries
Emergency Care
Hereditary & Congenital Conditions
Dental Disease
Diagnostic Tests
X-rays, MRIs, Cat Scans, Ultrasounds, etc.
Exam Fees

What’s Not Covered

Pre-existing Conditions
Breeding & Conditions Related to Pregnancy
Spaying or Neutering
Cloning Procedures
Elective & Cosmetic Procedures
Experimental Procedures
Alternative or Holistic Treatments
Training or Treatment for Behavioral Conditions (exceptions apply)

Frequently Asked Questions

Have more questions? Check out our FAQs page.

Meet Our Customers.



Golden Retriever, 6

New York, NY
Summer loves rolling in the grass, belly rubs, day trips to the beach and long hikes. She is not a fan of baths, the vacuum, or being ignored.



Vizsla, 7

Westlake Village, CA
Luke is a creature of habit and prefers bedtime at 8pm. He kindly asks that you tuck him in under all of the covers but please don’t kiss his nose.



Goldendoodle, 4

Westlake Village, CA
Don’t let his tiny frame fool you. Winston is a guard dog to the bone! On his days off he enjoys riding shotgun & feeling the wind blow through his “floofy” hair.