Odie vs Figo

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We’re a new kind of pet insurance. See how we compare.

At Odie, we’re building upon all the things we love about traditional pet insurance and adding coverages modern pet owners can actually use. Things like giving you comprehensive accident and illness coverage with the ability to add-on exam fee coverage, take home prescription medication coverage and even routine care coverage.

Basically, old dog…new tricks.

Key Differences

Odie Pet InsuranceFigo Pet Insurance
Type of Insurance Accident & Illness Accident & Illness
Reimbursement Rate70%, 80%, 90%80%, 90%, 100%
Annual Coverage Limit$5,000, $10,000, $25,000, $40,000$5,000, $10,000, Unlimited
DeductibleFlexible $50-$1,000 $50, $100, $200, $500
5 Day Claims Processingcheck icon check icon
Accident Waiting Period3 days, Cruciate Ligament 120 days3 days
Illness Waiting Period14 days14 days
Cruciate Ligament Waiting Period6 months6 months
Types of Pets CoveredDogs, CatsDogs, Cats
No Breed Restrictionscheck icon check icon
No Upper Age Limitscheck icon check icon
Routine Care/Preventative Care Planscheck icon check icon
Hereditary & Congenital Conditions Coveredcheck icon check icon
Travel CoverageYes – U.S., Canada, Puerto RicoYes – U.S., Canada, Puerto Rico
Optional CoveragesOffice Visits & Exam Fees, Take Home Prescription Medications, Rehabilitation, Acupuncture, & Chiropractic CareVet Exam fees for Accident and Illness visits, Ultimate plan (more coverage)

Ready to join Odie?

Click below to begin customizing your pet’s health insurance plan.