Odie vs Figo
We’re a new kind of pet insurance. See how we compare.
At Odie, we’re building upon all the things we love about traditional pet insurance and adding coverages modern pet owners can actually use. Things like giving you comprehensive accident and illness coverage with the ability to add-on exam fee coverage, take home prescription medication coverage and even routine care coverage.
Basically, old dog…new tricks.
Key Differences
| Odie Pet Insurance | Figo Pet Insurance | |
|---|---|---|
| Type of Insurance | Accident & Illness | Accident & Illness |
| Reimbursement Rate | 70%, 80%, 90% | 80%, 90%, 100% |
| Annual Coverage Limit | $5,000, $10,000, $25,000, $40,000 | $5,000, $10,000, Unlimited |
| Deductible | Flexible $50-$1,000 | $50, $100, $200, $500 |
| 5 Day Claims Processing | 
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| Accident Waiting Period | 3 days, Cruciate Ligament 120 days | 3 days |
| Illness Waiting Period | 14 days | 14 days |
| Cruciate Ligament Waiting Period | 6 months | 6 months |
| Types of Pets Covered | Dogs, Cats | Dogs, Cats |
| No Breed Restrictions |
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| No Upper Age Limits |
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| Routine Care/Preventative Care Plans |
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| Hereditary & Congenital Conditions Covered |
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| Travel Coverage | Yes – U.S., Canada, Puerto Rico | Yes – U.S., Canada, Puerto Rico |
| Optional Coverages | Office Visits & Exam Fees, Take Home Prescription Medications, Rehabilitation, Acupuncture, & Chiropractic Care | Vet Exam fees for Accident and Illness visits, Ultimate plan (more coverage) |
Ready to join Odie?
Click below to begin customizing your pet’s health insurance plan.