Odie vs Pumpkin
We’re a new kind of pet insurance. See how we compare.
At Odie, we’re building upon all the things we love about traditional pet insurance and adding coverages modern pet owners can actually use. Things like giving you comprehensive accident and illness coverage with the ability to add-on exam fee coverage, take home prescription medication coverage and even routine care coverage.
Basically, old dog…new tricks.
Key Differences
| Odie Pet Insurance | Pumpkin Pet Insurance | |
|---|---|---|
| Type of Insurance | Accident & Illness | Accident & Illness |
| Reimbursement Rate | 70%, 80%, 90% | 90% |
| Annual Coverage Limit | $5,000, $10,000, $25,000, $40,000 | $10,000 for dogs, $7,000 for cats |
| Deductible | Flexible $50-$1,000 | $100, $250, $500 |
| 5 Day Claims Processing | 
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| Accident Waiting Period | 3 days | 14 days |
| Illness Waiting Period | 14 days | 14 days |
| Cruciate Ligament Waiting Period | 6 months | 14 days |
| Types of Pets Covered | Dogs, Cats | Dogs, Cats |
| No Breed Restrictions |
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| No Upper Age Limits |
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| Routine Care/Preventative Care Plans |
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| Hereditary & Congenital Conditions Covered |
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| Travel Coverage | Yes – U.S., Canada, Puerto Rico | Yes – U.S., Canada |
| Optional Coverages | Office Visits & Exam Fees, Take Home Prescription Medications, Rehabilitation, Acupuncture, & Chiropractic Care | Preventative Essentials Pack |
Ready to join Odie?
Click below to begin customizing your pet’s health insurance plan.