Odie vs Trupanion

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We’re a new kind of pet insurance. See how we compare.

At Odie, we’re building upon all the things we love about traditional pet insurance and adding coverages modern pet owners can actually use. Things like giving you comprehensive accident and illness coverage with the ability to add-on exam fee coverage, take home prescription medication coverage and even routine care coverage.

Basically, old dog…new tricks.

Key Differences

Odie Pet InsuranceTrupanion Pet Insurance
Type of InsuranceAccident & IllnessAccident & Illness
Reimbursement Rate70%, 80%, 90%90%
Annual Coverage Limit$5,000, $10,000, $25,000, $40,000Unlimited
DeductibleFlexible $50-$1,000Flexible $0-$1,000
5 Day Claims Processingcheck icon check icon
Accident Waiting Period3 days5 days
Illness Waiting Period14 days30 days
Cruciate Ligament Waiting Period6 months30 days
Types of Pets Covered Dogs & CatsDogs & Cats
No Breed Restrictions check icon check icon
No Upper Age Limitscheck icon check icon
Routine Care/Preventative Care Planscheck icon check icon
Hereditary & Congenital Conditions Covered check icon check icon
Travel Coverage Yes – U.S., Canada, Puerto RicoYes – U.S., Canada, Puerto Rico
Optional Coverages Office Visits & Exam Fees, Take Home Prescription Medications, Rehabilitation, Acupuncture, & Chiropractic CareRecovery and Complimentary Care, Pet Owner Assistance

Ready to join Odie?

Click below to begin customizing your pet’s health insurance plan.