Supplemental Benefits

For the cats and dogs who need a little something extra.

Sometimes an unexpected injury and illness plan may not be enough to make you feel confident about protecting your pet. That’s is why we offer a series of optional benefits you can add-on to any policy. Whether it’s covering prescription medication or rehabilitation after a surgery, we’ve got your and your pet’s back.

What’s a Supplemental Benefit?

We want to help you provide your pet with as much medical care as necessary, with a plan that meets your personal budget and needs. Our supplemental benefit products provide additional protection for expenses not associated with your standard pet health insurance policy.

Types of Benefits Available

All supplemental benefits are restricted to the treatment of an otherwise eligible condition.

Office Visits & Examination Fees

Coverage for all examinations performed by veterinarians for pets that meet the eligible condition requirements. This coverage includes and is not limited to:

Office Visits/Office Calls
After Hour fees

Take Home Prescription Medications

This benefit is used to cover the prescriptions given by your veterinarian that are necessary for your pet’s health. This coverage is limited to items listed on our formulary of covered medications. Drugs, medications, or treatments administered by a Veterinarian in a clinic for treatment of an eligible Condition are part of the our underlying coverage and do not require this Supplemental Benefit. The coverage includes:

Over the counter medications
Remedies and Treatments

Rehabilitation, Acupuncture, and Chiropractic Care

Also known as physical therapy or rehabilitative services, this option is perfectly suited for pets that may need treatment of physical impairments or disabilities to help improve their mobility and functional movements. Treatment options to help with these types of conditions include and are limited to:

Acupuncture or Electro-acupuncture
Chiropractic care
E-Stim therapy
Treadmill therapy
Laser therapy
Therapeutic and Range of Motion exercises
Joint mobilization
Gait training
Therapeutic Ultrasound therapy
Cryotherapy or Heat Therapy

Routine Pet Care Coverage

This coverage is an optional endorsement that you can add on to your pet’s annual policy. Think of it as a yearly spending account you put money into to use toward regular, out-of-pocket veterinary costs. It’s an excellent way to get reimbursed for the things your already do to keep your pet healthy.

Learn more about Routine Pet Care Coverage.

Rabies vaccination
Flea and tick prevention
Heartworm prevention
Annual wellness exam
Heartworm test or FELV screen
Blood, fecal, parasite exam
Urinalysis or ERD