Terms of Use

Effective as of August 7, 2020

Agreement between User and www.odiepetinsurance.com

Welcome to www.odiepetinsurance.com. The www.odiepetinsurance.com website (the “Site”) is comprised of various web pages operated by ODIE Insurance, LLC (“ODIE Insurance”). www.odiepetinsurance.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of www.odiepetinsurance.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

www.odiepetinsurance.com is an E-Commerce Site.

The purpose of www.odiepetinsurance.com is to provide users with the ability to obtain pet insurance quotes as well as the ability to bind and manage a pet insurance policy, its billing and payments, and to submit claims or inquiries to the company. ODIE Insurance will only provide users with ratings and policy information related to its own proprietary pet insurance program which is managed by Thorson Specialty Insurance Services, Inc. on behalf of PrimeOne Insurance Company and Clear Blue Insurance Group (both as “Company”).

Electronic Communications

Visiting www.odiepetinsurance.com or sending emails to ODIE Insurance constitutes electronic communications. You consent to receive electronic communications and you agree that all notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that ODIE Insurance is not responsible for third party access to your account that results from theft or misappropriation of your account. ODIE Insurance and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

ODIE Insurance does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.odiepetinsurance.com only with permission of a parent or guardian.

Cancellation/Refund Policy

Your policy will continue until canceled and will renew automatically every year as long as your premium payments are current. If premiums are unpaid, the Company may cancel this policy by sending a notice of cancellation to you at your last known address in accordance with the Policy Conditions filed and/or Amendatory Endorsement approved by each State. If you fail to make a premium payment before the cancellation date the Company will cancel your policy back to the date to which your premiums were pre-paid.

Links to Third Party Sites/Third Party Services

www.odiepetinsurance.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of ODIE Insurance and ODIE Insurance is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. ODIE Insurance is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ODIE Insurance of the site or any association with its operators.

Certain services made available via www.odiepetinsurance.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the www.odiepetinsurance.com domain, you hereby acknowledge and consent that ODIE Insurance may share such information and data with any third party with whom ODIE Insurance has a contractual relationship to provide the requested product, service or functionality on behalf of www.odiepetinsurance.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use www.odiepetinsurance.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to ODIE Insurance that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of ODIE Insurance or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. ODIE Insurance content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of ODIE Insurance and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of ODIE Insurance or our licensors except as expressly authorized by these Terms.

International Users

The Service is controlled, operated and administered by ODIE Insurance from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the ODIE Insurance Content accessed through www.odiepetinsurance.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless ODIE Insurance, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. ODIE Insurance reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ODIE Insurance in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved in accordance with the Policy Conditions and/or in conjunction with any applicable  Amendatory Endorsement filed and approved by each State.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted, except this provision does not apply for the State of Illinois, that does allow the insured the right to take the Company to court or join a class action lawsuit. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ODIE INSURANCE, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

ODIE INSURANCE, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. ODIE INSURANCE, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE STATE LAW, IN NO EVENT SHALL ODIE INSURANCE, LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ODIE INSURANCE, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

ODIE Insurance reserves the right to terminate your access to the Site Platform but not to the related services or the related insurance policy, but will not be terminated without proper state regulatory notice required. This Agreement is governed by the laws of the State of Utah, except for any IL insureds with policies in IL, which will be governed by the State of Illinois. So, except as stated above for IL, you hereby consent to the exclusive jurisdiction and venue of courts in Utah in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and ODIE Insurance as a result of this Agreement or use of the Site. ODIE Insurance’s performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of ODIE Insurance’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by ODIE Insurance with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect.

Unless otherwise specified herein, this Agreement constitutes the entire agreement between the user and ODIE Insurance with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and ODIE Insurance with respect to the Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this Agreement and all related documents be written in English.

Changes to Terms

ODIE Insurance reserves the right, in its sole discretion, to change the Terms under which www.odiepetinsurance.com is offered. The most current version of the Terms will supersede all previous versions. ODIE Insurance encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

ODIE Insurance welcomes your questions or comments regarding the Terms:

Mailing Address:

ODIE Pet Insurance Marketing, LLC.
136 E South Temple, Suite 1400
Salt Lake City, Utah 84111

Email Address:

[email protected]

Telephone number:

877-327-0471

Effective as of August 7, 2020.